Melissa Manikas

24/7 Live Telephone Customer Service

Online auto quotes are not available at this time. We would love to help you.

Please call, text, or visit us for an auto quote today. Our team is ready now to put together a Personal Price Plan for you!

We love helping people in Otsego county and surrounding counties. Located in Cooperstown, New York we are available by phone, email, text and walkins. We provide free Auto and Homeowners and Commercial insurance quotes throughout New York State. We serve all New York Counties in particular Otsego, Delaware, Montgomery and Schoharie Counties. Let us explain coverages and help you determine the proper coverage to reduce your risk exposure.

Opening in 2010 in Cooperstown, we are conveniently located on Pioneer Street with free parking in the lot next to the building and we are handicap accessible. We are always dog friendly and Harley our golden retriever mascot is always ready to greet you!

We help people insure their autos and homes, whether they are renting and need Renters insurance, or own a home and need Homeowners insurance, or your are purchasing a second home. We love assisting people relocate to our beautiful area and will provide you with professional service to make obtaining insurance simple. We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their business insurance, business auto insurance and planning needs is rewarding since I am a small business owner too.

I am a New York State Notary.

What's better than riding your motorcycle? A good neighbor to help you protect it. We have motorcycle coverage options that fit your needs and budget.

Drive Safe and Save is a discount that puts you in the driver’s seat. The safer you drive the more you can save – up to 30%. Text SAVE to 78836 to download the Drive Safe and Save app.

A home-based business needs the right coverage. Whether your business is well-established or just getting started let’s talk to see if a business policy is right for you.

You rent the place where you live, but if something ever happened — such as a fire or theft — could you replace the stuff that makes it home? Call for a Renters Quote.

Help protect your ride, your stuff and your wallet. Choose to combine a State Farm Auto Policy with a Renters Policy.

There’s no boat owner insurance quite like ours. New lower prices. In-depth personal service.

Why should you choose State Farm? There’s the quality coverage and savings. Then there’s matchless personal service, including efficient claims and 24/7 assistance.

Whether you are looking for the affordability of term insurance, the lifelong protection life insurance or a combination of both, we have options to fit your needs and budget.

If your identity is stolen, it won’t seem like “life as usual” for a while unless you get some help to recover. We understand the financial and emotional toll this crime can take. And, we understand the process of recovering control of your identity and restoring your credit history. Let us talk about our State Farm® Cyber Event, Identity Restoration Coverage Endorsement.

How much life insurance do you need? I can help you with a life needs analysis.

Enjoy the savings when you make the choice to combine your home and auto insurance. Contact me for a quote today.

However you get to your next adventure, I've got coverage options for your RV, Motorcycle, ATV, Travel Trailer, Snowmobile or Boat. As your agent, I'm here to help you find solid protection for your type of recreational vehicle, and of course, your needs and budget.

Are you a boat owner? Have you ever wondered about the importance of boater's liability insurance. I can help you craft a Boatowners Policy that covers you, your family and the boat that means so much to you all.

Did you know that when you are renting an apartment the landlord will not cover any of your personal items. If you or someone you know is moving into an off-campus location and needs renters insurance, we are happy to discuss the protection we can offer. Give us a call for a renters quote today!

Did you know State Farm offers Life Insurance? During Life Insurance Awareness Month, it’s important to learn the options you have for you and your family. Let us have a conversation to make sure we are providing you the right policy that meets your needs.

We are here to help make insurance easy to understand so you can make informed decisions. Call us to schedule an appointment – we meet with customers in person and virtually!

Have you looked at your financial goals and insurance recently? My team and I can help you understand what you have and help you assess the risks that may affect the financial well-being of your family then help you to take appropriate steps to protect against those risks.